If you're a high-earner who should feel financially secure—but instead you’re stressed, second-guessing every money move, or wondering “where the hell is it all going?”—this list is for you. You won’t get boring budgeting tips or shamey money lectures here. I don’t believe in restrictive spreadsheets or guilt-based advice. What you will get? Real talk, helpful tips, and the kind of financial guidance that actually works for busy, badass women who want more peace, more clarity, and more control over their money—without sacrificing their lifestyle (yes, you can keep your vacations and Starbucks). I’ll send you weekly(ish) emails with practical tools, client stories, spicy truth bombs, and the occasional rant about why traditional budgeting is the worst. Basically, if you want to feel good about your money—and finally have a system that feels good too—get on the list. You’ll laugh, you’ll learn, and you might just start making bank moves you didn’t think were possible
Don't piss me off.
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Reader, I'm angry today. This week our mortgage renewal paperwork showed up for our investment property. This is after two months of trying to get ahold of our advisor at Scotiabank… who apparently retired, but whose email and phone system are still very much alive and accepting messages. None of which have been returned. 🤦♀️ And honestly, the way this whole thing has been handled proves a point I've been yelling about for 20 years: The bank is NOT your friend. If you want all the details of what went down, I made a reel about it here! But here’s the short version. We were expecting a standard mortgage renewal offer. (Exactly how our last renewal with RBC worked.) Except when I opened the envelope, the rate they offered was about 2% higher than the current market rate. Two. Percent. On a mortgage. That’s not a rounding error. That’s thousands of dollars over the term. $26,000 to be exact. What drives me nuts is the strategy behind it, which I would suggest is predatory. They send the paperwork. Because if you do…they win. This is what I used to preach about when I was teaching personal finance in high school. Financial institutions are businesses. Their job is to make money. Hard stop. They are not sitting around thinking about how to get you the best deal. They are hoping you don’t ask questions. They are hoping you don’t compare rates. They are hoping you don’t understand how any of this works. And honestly… a lot of people don’t. Not because they’re dumb. But because nobody ever taught them. So they trust the paperwork the bank sends them. And that’s where people quietly lose a shocking amount of money over their lifetime. This is why I’m so passionate about financial education and due diligence. You either need to be actively paying attention to your money… Or you need people in your corner who can help you look at this stuff with a critical eye. (Hi, it's me!) Because when it comes to your finances, blind trust is expensive. If this hits home and you're thinking: "Honestly, I have no idea if I'm getting good deals on my mortgage, investments, or debt…" That’s literally the kind of stuff I help people figure out. (I call it a RED FLAG assessment) No selling investments. Just clear eyes on your money so you know what’s actually going on. Because the goal is simple: Your money working for you...not quietly lining someone else’s pockets. — Angie P.S. If you're ready to get my eyes on your money, book a complimentary Cash Flow Clarity Call here!!! |
Angie Ross, Money Coach
If you're a high-earner who should feel financially secure—but instead you’re stressed, second-guessing every money move, or wondering “where the hell is it all going?”—this list is for you. You won’t get boring budgeting tips or shamey money lectures here. I don’t believe in restrictive spreadsheets or guilt-based advice. What you will get? Real talk, helpful tips, and the kind of financial guidance that actually works for busy, badass women who want more peace, more clarity, and more control over their money—without sacrificing their lifestyle (yes, you can keep your vacations and Starbucks). I’ll send you weekly(ish) emails with practical tools, client stories, spicy truth bombs, and the occasional rant about why traditional budgeting is the worst. Basically, if you want to feel good about your money—and finally have a system that feels good too—get on the list. You’ll laugh, you’ll learn, and you might just start making bank moves you didn’t think were possible
Reader, I learned something this week that made me immediately log into my CRA account. Apparently Canadians are currently sitting on more than $2 BILLION in uncashed federal cheques. Yes… billion. With a B. But make it TWO!!!! Nearly 4 million cheques from the federal government have never been cashed (worth about $2.16 billion). And some of the biggest buckets of that money are: • $391 million in tax refunds• $387 million in GST returns for small-business owners• $141 million in Canada...
Yesterday my daughter turned 15. HOW IS SHE 15?????? And I was a mess. How does that even happen? (I swear she was just starting kindergarten.) Here’s something not a lot of people know. One of the reasons I left teaching (yes, even with the summers off), was the lack of flexibility during the year. If she had an appointment?Hubby had to cover it. Or I burned a sick day. If something important happened during the day?I missed it. If she needed me?She had to wait until after hours. I didn’t...
Every so often I get a message that starts with: “Ms. Cole…” (Yes. Maiden name era. Chalkboard days. Overhead projector energy.) Teacher energy incoming!!! And then they tell me this: “That money unit you taught us? I still use it.”“That was the most impactful thing I learned in all of high school.”“I didn’t realize how valuable that was until university.” Fifteen years later. And do you know what I used as our textbook? The Wealthy Barber. (Register here for my FREE WB book club....and no,...