Reader, I'm angry today. This week our mortgage renewal paperwork showed up for our investment property. This is after two months of trying to get ahold of our advisor at Scotiabank… who apparently retired, but whose email and phone system are still very much alive and accepting messages. None of which have been returned. 🤦♀️ And honestly, the way this whole thing has been handled proves a point I've been yelling about for 20 years: The bank is NOT your friend. If you want all the details of...
17 days ago • 2 min read
Yesterday my daughter turned 15. HOW IS SHE 15?????? And I was a mess. How does that even happen? (I swear she was just starting kindergarten.) Here’s something not a lot of people know. One of the reasons I left teaching (yes, even with the summers off), was the lack of flexibility during the year. If she had an appointment?Hubby had to cover it. Or I burned a sick day. If something important happened during the day?I missed it. If she needed me?She had to wait until after hours. I didn’t...
about 1 month ago • 1 min read
Every so often I get a message that starts with: “Ms. Cole…” (Yes. Maiden name era. Chalkboard days. Overhead projector energy.) Teacher energy incoming!!! And then they tell me this: “That money unit you taught us? I still use it.”“That was the most impactful thing I learned in all of high school.”“I didn’t realize how valuable that was until university.” Fifteen years later. And do you know what I used as our textbook? The Wealthy Barber. (Register here for my FREE WB book club....and no,...
about 1 month ago • 1 min read
Hi Reader, Quick Kelowna trip recap ⬇️ We are out in Kelowna for a winter getaway (until tomorrow) and have been staying and skiing at Silver Star. Fresh air, mountain views, couple time, the whole damn vibe. Day ONE… as I got off the chairlift, my left ski caught an edge, and I had to sit back on my skis to recover(or should I say to save the other pour souls from getting taken out). Pretty much me getting off the chairlift Here’s the problem: My not so young body (including a previously...
about 2 months ago • 1 min read
Reader, A little Wealthy Barber story I don’t think I’ve ever shared…(ok fine, I shared it on IG 🤣, if you’re not following me over there yet, you should be) Back when I was teaching high school personal finance, one of my students had a bold idea: “What if we just ask The Wealthy Barber to come speak to our class?” So he emailed him. Not expecting anything. Within minutes, The Wealthy Barber emailed back and asked for my student’s phone number. My student panicked (fair 😂), so we gave him...
about 2 months ago • 1 min read
Hi Reader, I finally did it. I hired a VA......AND a bookkeeper. And yes, as a Certified Cash Flow Specialist, I know how to do my own bookkeeping (but it's not the best use of my time). I’ve been talking about hiring into my business for at least 6 months… and yes, slightly dragging my feet 🙃 I constantly talk about how hiring the right experts:• increases your return on investment• gives you back time• creates clarity• pays you back way more than it costs And it was time for me to fully put...
2 months ago • 1 min read
Hey Reader! With the second quarter of 2024 wrapping up (time is FLYING over here) it's time for me to share another Money Fix Pro success story! My clients, Maggie and Jack ROCKED the program and made a 383% return on investment. (Which means that their debt payoff results paid for my services 3.8 times over. BOOYAH!!!!!!!) Time to celebrate some client wins!!! Maggie and Jack (100% fake names), approached me feeling like their debt was dragging them down. They didn't see a way out and felt...
over 1 year ago • 3 min read
Hey Reader! The first quarter of 2024 is done and dusted, and I wanted to share with you some outstanding results one of my couple client's can brag about! This is worth bragging about!!! Erin and Tom (100% fake names), approached me feeling like they were living “paycheck to paycheck” with no plan for their substantial income. They were going in the hole to the tune of approx. $2000 per month and didn’t understand why due to their middle incomes. They had tried to get on the same page with...
just now • 3 min read
Reader, I am hosting my free and wildly popular (over 90 people signed up last time), Anti-Budget Workshop on Wed March 20th at 7ET. (click to register for free) The truth is, budgets fail for 79% of people..........and I like to say "Don't hate the player (yourself), hate the game (BUDGETS)" as they are a tool that is BROKEN!!! Budgets are BROKEN!!!!! Join us to find out how the anti-budget method can help you: 😝calm your cashflow chaos 💳eradicate debt ✈️fund pre-paid vacations 🤯reduce...
about 2 years ago • 1 min read